Kessler Alair Blog

Safety Tips for Your Boat Trailer

Wed, 16 May 2012 17:58:43 GMT

When purchasing a trailer in California or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft.

Trailers come with closed or open frames. Closed frames help protect the wiring, but problems can be more difficult to locate and repair. Open frames leave the wiring exposed, but make it easier to spot and repair potential problems. Open frames also drain water more easily and efficiently, so keep in mind that when you dip that trailer into lakes, or elsewhere.

Consider the method of personal watercraft (PWC) support, the frame strength and construction, whether lights and wiring are approved for marine use, whether rollers and bunks are properly positioned and attached to the main frame for proper suspension, and the durability of the finish. (Powder-coated or galvanized finishes are more durable than baked-on enamel.)

Purchase good quality tie-downs with the right hooks to attach to your trailer. Before each use of your trailer, check:

Tires for wear and inflation
Hitch and safety chain for signs of wear or stress
Braking system to make sure you can stop with a load
Electrical system for improper connections, corroded terminals, damaged wires, burned out bulbs, etc.
Wheel bearings are properly packed with a good bearing grease
Lug nuts and main nuts are tight
Stops, rollers and bunks for wear or cracks
Coupler and ball are compatible in size and are properly secured. Check for wear or stress
Both bow and stern of your PWC are secured to the trailer. Use extra tie-downs in case one should fail
Emergency supplies; carry basic tools, spare bulbs, bearings, grease, mounted tire and highway flares

Drive carefully. Give other drivers plenty of warning for any maneuvers. Allow for the extra length of the car and trailer when turning and passing, and allow extra time for stopping.

Pull off the road periodically to check the rig. Examine the tires and wheel bearings for signs of overheating, check the lights and test the tie-downs.

Before Leaving Shore

At the Launch Ramp:

It helps to have someone in the car, and someone at the water.
Prepare your PWC as much as possible before taking your turn in line. Remove the craft cover. Remove the seat for a few minutes to allow gas fumes to vent. Undo the stern (not bow) tie-downs. Unplug the trailer lights. Make sure the PWC drain plugs are in place. Visually inspect your PWC from bow to stern.
Be courteous. Wait your turn at the ramp. Don’t rush, but don’t linger longer than necessary.
Make sure the way is clear before launching. Look for other boats, debris, etc.
Be prepared to ride clear of the launch area immediately and to secure the PWC out of the way of others.
Never leave the trailer unattended on the ramp with only the parking brake set.

Contact Us!

Kessler Alair Sharing Some Fun Pictures From the Upland Lemon Festival

Catherine Dalton — Tue, 08 May 2012 05:11:26 GMT

Many people enjoyed the Upland Lemon Festival the last weekend of April. We at Kessler Alair Insurance Services enjoyed getting to meet many people in the community and share our passion for Upland and our desire to help others to understand and save on their insurance policies.

Looking for auto, home business or health insurance in California? Call us at 909-931-1500 for a free quote, or request a quote online at www.kessleralair.com

Come join Kessler Alair Insurance at the Upland Lemon Festival this weekend!

Catherine Dalton — Thu, 26 Apr 2012 04:31:00 GMT

Come join Kessler Alair Insurance at the Upland Lemon Festival!

Not exactly sure where our booth will be located yet other than downtown Upland CA. There will be food, rides and fun at the event. Come check it out and come say hi to us! We will have a Grand Prize drawing so come say hi to us.

You won't have a "sour experience" working with Kessler Alair!

See the picture below for the dates and times!

Be Safe on Your Motorcycle

Thu, 26 Apr 2012 04:25:24 GMT

To stay safe on Upland streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Kessler Alair cares about your safety – so keep these helpful tips in mind when you ride:

When You Ride, Be Prepared and Protected

Update your Policy when You Update Your Equipment
Make sure each piece of equipment is listed on your motorcycle insurance policy. Any time you buy new leathers or safety equipment or customize your bike, contact us and let our team make sure your coverage is current before you head out on the streets.
Training Saves Lives
Smart riders are safe riders – that’s why many states encourage riders to take classes and improve their riding skills. Riders who attend safe riding courses may also qualify for insurance discounts – contact us to find out more!
Helmets Are For Every California Rider
A motorcycle rider not wearing a helmet is 40% more likely to sustain a fatal head injury in a crash than a rider without a helmet.* Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy leather or synthetic gloves, long pants and jacket, and over-the-ankle leather boots. Want to know what safety equipment is required in California? Contact us today!
Be Visible – In a Crash, the SUV Wins
When cars and motorcycles collide, it’s usually because the driver of the car never saw the motorcyclist. With more and bigger cars on the road, you need to take extra steps to become more visible. Use your headlamps – both night and day – and wear yellow, red or orange jackets to make yourself easy to see. Make a point of positioning yourself in your lane for visibility when out on the streets.
Ride sober!
Driving impaired is more deadly for cyclists than other drivers. In fact, more than half of all motorcycle deaths occur when the rider has been drinking.*

* Source: NHSA's Traffic Safety report on Motorcycles.

Contact Us!

For further questions and assistance, please contact us or call us at 909-931-1500.

March 2012 Kessler Alair Employee Updates

Mon, 26 Mar 2012 20:47:18 GMT

Two Kessler Alair employees have birthdays this month! Congratulations to Sharon Rachielles and Sue Jahnsen!!! Sue will also celebrate her 15th year as a Kessler Alair employee. This month is also Leslie Hayes' 24th year at Kessler Alair, and Carol Bush's 1st year anniversary at Kessler Alair.

Spring is Coming!

Mon, 19 Mar 2012 17:07:20 GMT

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with tips to get you ready for the season.

Get Ready for Spring

Although everyone thinks of cleaning when it comes to spring, there are a number of things you should do to make sure your home is ready when the weather in Upland and Rancho Cucamonga California changes. Below is a selection of maintenance tasks from the National Center for Healthy Housing (see the full list)

Check to make sure your roof’s shingles are in good condition (stay safe doing that!), and check your attic for any possible roof leaks that should be repaired.
Look for peeling paint and repair/touch up as needed.
Check for signs of leaks at window and door sills and use caulking or weather stripping to seal.
Clean your dryer vent and make sure exhaust ducts are clear.
Make sure there are no puddles or wet spots in your basement or crawlspace.
Look for signs of rodents, roaches, termites, etc. Call an exterminator if you suspect an infestation.
Clean your gutters and downspouts.
Clean air conditioner coils and drain pans.
Check/replace the batteries your home’s smoke and carbon monoxide alarms.
Replace filters in your air conditioner and dehumidifier.
Store winter heaters, ensuring that liquid-fuel heaters are completely emptied. These should be stored outside, if possible.

Contact Us !

If an annual insurance review wasn’t included in your New Year’s resolutions, why not get it done while you’re in the cleaning and organizing mood this spring? Your life changes over the course of a year – sometimes in monumental ways. That means your insurance needs can change, too.

At Kessler Alair we can work with you to make sure you’ve got the coverage you need, while at the same time utilizing all possible credits and discounts to make that coverage affordable. Just contact us or give us a call at 909-931-1500. We want to help you meet your goals, and make sure what’s important to you is protected! And remember we have 2 locations now, making it more convenient for you to take care of your insurance needs.

Congratulations Vice President Michael Donaldson

Thu, 01 Mar 2012 19:48:44 GMT

Congratulations to Vice President Michael Donaldson and his wife Kimberly Donaldson on the birth of the fourth child Brynley Paige Donaldson! Brynley was born on Tuesday February 28th at 10:52 am. She is 21 inches, 9 lbs 4 oz. Both the baby and mother are doing well! To see super duper cute pictures of the new born baby visit our facebook or google + pages. www.facebook.com/kessleralairinsurance https://plus.google.com/b/108980717687159318333/108980717687159318333/posts

Kabuki Japanese Restaurant Victoria Gardens

Tue, 21 Feb 2012 21:16:45 GMT

Love this restaurant! right across the street from the AMC Movie Theater at Victoria Gardens Rancho Cucamonga! A sushi roll a day makes the tummy say yay!!!! http://www.kabukirestaurants.com/home.asp

Insurance agency Kessler Alair expands to Rancho Cucamonga.

Thu, 16 Feb 2012 18:04:49 GMT

Upland-based insurance agency Kessler Alair has opened a second office at Victoria Gardens, the Rancho Cucamonga shopping center. The company's new 5,000 square-foot office is above the Yard House Restaurant at Victoria Gardens. The office employs 15 agents with portfolios including home, auto, worker's compensation and other insurance services. Kessler Alair was founded in 1923. The company's office in Upland is at 2335 W Foothill Blvd. Suite 3. information: 909-931-1500 -------------------------------------------------- About Kessler Alair Insurance Services Inc. Kessler Alair is a full service insurance agency and has been serving the community since 1923. The agency specializes in providing personal service and writes all types of insurance, including Automobile, Home, Workers Compensation, Business, Employee benefits, Life and Health. Kessler Alair is one of the largest independent agencies in the Inland Empire and serves many of the area businesses. The offices are located at 2335 W. Foothill blvd, Upland California, with a second location opening January 2012 in Victoria Gardens in Rancho Cucamonga California. For more information about Kessler Alair Insurance Services Inc, or information on how possible rate reductions call 909-931-1500 or visit the website at www.kessleralair.com. The company information can also be found on Facebook at www.facebook.com/kessleralairinsurance .

Best Bargains on Prescriptions!

Christina M. Ades, Vice President — Wed, 15 Feb 2012 04:10:44 GMT

Many generic drugs cost very little money to fill a presciption. In some instances the cost of the prescription is less than the generic co-payment for your insurance. There are several pharmacies that provide low cost generic drugs for less than your medical insurance generic prescription co-payment. In an effort to try to make sure our clients are getting the best deal for their dollars, we have decided to put a list toghether to help you determine if your prescription can be filled for less money. If your prescription costs less than your co-payment, you should not be charged more than the prescription cost. For example, if penicillin cost $7 and your co-payment is $10, you should only be charged $7. The list of medication from these pharmacies is limited to generic medication and not the more expensive brand names. You may find by using one of these websites that there is a generic equivalent to the brand name drug you are currently taking. To help your dollar go farther, please shop for the best deal for your needs.

Please note, not all generic drugs are on the pharmacies dispensing list; however, if the drug is on the list you can save money by using one of the pharmacies identified.

Walmart

Walmart has a $4 for a 30 day supply prescription drug program for hundreds of generic drugs.

http://www.walmart.com/cp/PI-4-Prescriptions/1078664

You can go to their website and download a complete list of the $4 Prescriptions at http://i.walmartimages.com/i/if/hmp/fusion/customer_list.pdf to see if your prescription may be on the list. You may also want to consider their $10 for a 90 day supply of medication with mail order for your maintenance medications.

Target

Target has a $4 for a 30 day supply prescription drug program for hundreds of generic drugs.

http://sites.target.com/site/en/spot/page.jsp?title=pharmacy_generics&ref=nav_phrm_1_3

Food City

Food City has a $4 for a 30 day supply prescription drug program for hundreds of generic drugs.

http://www.foodcity.com/pharmacy/discount-club-4-list

Kroger

Kroger has a $4 for a 30 day supply or $10 for a 90 day supply for more than 300 generic prescriptions.

http://www.kroger.com/generic/Pages/default.aspx

The traditional pharmacies such as CVS, Rite-Aid and Walgreen’s do not have the $4 generic prescription, but do have similar plans like $9.99 for a 90 day supply.

Walgreens

Walgreens has over 400 generic medications that will cost you $12 for a 90 day supply, or $9.99 for a 30 day supply. Please visit their website at http://www.walgreens.com/pharmacy/?tab=Pharmacy

Rite –Aid

Rite Aid Customers Have a Choice of 30-day Supply of More Than 500 Generic Drugs for $8.99 or 90-day Supply for $15.99. Please visit their website at http://www.riteaid.com/company/news/news_details.jsf?itemNumber=1106

CVS

CVS has over 400 generic medications that will cost you $11.99 for a 90 day supply. CVS issues a Health Savings Pass card. Please visit their website at http://www.cvs.com/CVSApp/promoContent/promoLandingTemplate.jsp?promoLandingId=1046&WT.mc_id=FH_112908_RxHome_HealthSavings#1