909-931-1500 12487 North Main Street #240
Rancho Cucamonga, California 91739
12487 North Main Street #240
Rancho Cucamonga, CA 91739
909-931-1500 2335 W Foothill Blvd #3
Upland, California 91786
2335 W Foothill Blvd #3
Upland, CA 91786
Having the right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by a covered event like an accident, fire, or theft. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
A car insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Although it sounds like a simple purchase, it is important to work with one of our experienced Account Managers to determine the best car insurance coverage options for you. There are many coverages on a typical policy, and you need to know which ones are critical for you to have and at what limits. Buying your insurance online without talking to anyone may sound like the new way to go, but there are still some things in life that you need to counsel with licensed professionals before you make a decision. Insurance is one of those.
Kessler Alair Insurance Services can insure your motorcycle, classic car, motor home & RV, boat & Jet Ski, and ATV. We are family owned and operated with offices in Rancho Cucamonga, CA, Newport Beach, CA and Upland, CA serving all of Southern California as well as other states as needed. Contact us for more information today.
In some states, to drive you must carry:
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having car insurance is the simplest way for most people to comply.
To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It's the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you're willing to pay, the less the collision coverage will cost.
Comprehensive coverage is very similar to collision coverage - the main difference is that comprehensive covers damage caused to your vehicle caused by any unknown party or "act of God". Vandalism, flood, hurricane, theft, windshield damage and fire are all events usually covered by comprehensive automobile insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it's not legally required by any state, you will probably need it if your car is financed.
Every person is unique. Talk to us today to find out how to get the best price and value on California auto insurance for you.